Fixed Deposits & BondsFixed Deposits & Bonds

We offer a range of Corporate Fixed Deposits varying in tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?
  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity, most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers
Interest Rate Comparison
Fixed Deposits Rating 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr Sr. Citizen Action
LIC Housing Finance FAAA 8.15% 8.20% 8.25% - 8.30% 0.25% p.a
HDFC Ltd. FAAA 7.98% 7.98% 7.98% 7.98% 7.98% 0.25% p.a
PNB Housing Finance FAAA 8.30% 8.30% 8.40% 8.40% 8.45% 0.25%* p.a
Mahindra Finance AAA 8.10% 8.50% 8.80% 8.80% 8.80% 0.25% p.a
Bajaj Finance Limited AAA 8.00% 8.15% 8.75% 8.75% 8.75% 0.35% p.a
ICICI Home Finance AAA 8.10% - - - 8.30% 0.25% p.a
Shriram Transport AAA 8.25% 8.50% 9.00% 9.00% 9.25% 0.25% p.a