Cash on Spot


Cash on Spot

What is 'Cash on Spot' (Spot)?

'Cash on Spot' (Spot) is a facility offered by ICICIdirect wherein the customer would receive the funds on his/her sale transaction on the transaction date itself. Thus the customer would not have to wait until the payout day to receive the funds thus increasing the liquidity for the customer. The Transfer Instruction For Delivery (TIFD) for those scrips traded in 'Cash on Spot' will be executed before giving the payout. However if the trading day is a Bank Holiday the funds will be credited on the next bank working day.


How does the customer opt for 'Cash on Spot'?

When the customer goes to the sell page, he has to select Spot as the product (Cash, Margin, Spot). The same shall be provided through a drop down. The rest of the details that need to be filled would be the same as in a normal sale transaction. If you want to utilise the 'Cash on Spot' facility, please don't forget to select Spot as an option. An order once placed in Cash cannot be changed to 'Cash on Spot'.


What would be the brokerage applicable?

The Brokerage rate applicable for Spot trades is 1%.

Please note that ST, STT, Transaction charges and Stamp Duty will be payable at applicable rates in addition to the brokerage. The brokerage rate would be displayed at the time of placement of order in the order verification screen

A 'Cash on Spot' trade will also be counted as an eligible trade while computing the quarterly rebate.


How many scrips are available in 'Cash on Spot'?

ICICI direct.com is offering facility of 'Cash on Spot' only on BSE. To view the list of scripts in BSE available in 'Cash on Spot' please visit : ICICIdirect.com> Login> Equity> Stock list. ICICIdirect can add scrips or delete scrips to this existing list of scrips for which 'Cash on Spot' would be permitted.


What happens if there are other non-spot trades in the same settlement?

If there are other non-spot trades in the same settlement, the payment or receipt of funds for non-spot trades will be credited/debited separately on the normal payout or payin day respectively.

For Eg:

Case 1:

Spot Sale: Rs. 3,000

Normal Sale: Rs. 2,000

Rs. 3,000 will be credited to the customer's account on the trade day and the balance Rs. 2,000 will be credited on normal payout day.



Case 2:

Spot Sale: Rs. 3,000

Purchase: Rs. 4,000

Rs. 3,000 will be credited to the customer's account on the trade day and Rs. 4,000 will be debited from the customer's account on the payin day.


If I buyback the same scrip after selling it in 'Cash on Spot' in the same settlement, would that be treated as a square-off trade?

If after trading in 'Cash on Spot', you buyback the same scrip, that transaction would not be treated as a square-off trade and the applicable brokerage would be charged on both the trades.


Is there any maximum limit for the amount of 'Cash on Spot' trades I can enter into on a daily basis?

The maximum limit of 'Cash on Spot' trades that you can enter into on a daily basis would be restricted to Rs.10,00,000 per customer. ICICIdirect can however change this limit at its discretion.


Can Non Resident Indians (NRIs) opt for 'Cash on Spot'?

No. NRIs are not permitted to opt for 'Cash on Spot'.